What Our Clients Say

We have used Denis for two home loan applications and have always found him professional and great to deal with for the entire process. As for us not having any idea about home loans at the start, the process was quite daunting to begin with but thanks to Denis's clear, concise explanation of every step in the process - our fears soon subsided. We were always impressed by the level of the friendly and efficient service and would recommend without hesitation Denis' expertise, professionalism and attentive manner.

- Mr & Mrs B - Curl Curl

Denis and the team at Freshwater Financial Services have played an integral part in helping us achieve our home ownership goals. Denis has provided sound advice to assist us in expanding our property portfolio while ensuring that we maintain an enjoyable lifestyle.

Denis is prompt in providing information, and is flexible - he always meets us at a time and place that suits us.

Denis is now helping us purchase our second property, and we have no hesitation in recommending his services.

- Mr & Mrs McK - Camperdown

We were 100% satisfied with Freshwater Financial Services when we recently took out our loan. We were kept updated at all stages of our loan which went through smoothly and quickly. All our calls were returned quickly and with great service. They assisted us to find the loan which matched all our needs. We will definitely be using Freshwater Financial Services again for our next loan.

- Mr & Mrs W - Curl Curl

Dear Sean,

We are writing to thank you for easing our pain and stress as new home owners entering a difficult market, and assisting us to navigate the bewildering array of different institutions and home loan options currently on offer. We felt you made considerable effort to gain a genuine understanding of our financial situation and future goals and offered us very suitable alternative financing arrangements and explained them in a very practical way that was easy for us to understand. We are extremely happy with the choice we made and are very comfortable that it has the features and options that will give us the flexibility we want while maximising our ability to achieve our goals. Thanks again for simplifying and guiding us through what can be a very confusing and daunting process. Based on our experience we would have no hesitation in recommending Freshwater Financial Services to others.

- Mr & Mrs P - Harbord

Hi Sean,

As you know, without your involvement, we were unable to finance it … bless the day that somehow I got your number.

Thank you for everything. I will email the pictures, probably more information than you need but you should know the difference you have made to our lives. We think it is time to regroup and decide what next for us. We think we'd build a duplex again and sell both this time, and feel the process would be easier if we didn't have a vested interest in one being our family home. We learnt so much from the process, made many mistakes and are sure we will be experts next time! You probably haven't heard the last of us.

- Mr & Mrs S - Minnamurra