Are you surprised? The RBA seems quietly confident about policies in place in Europe and consumer sentiment here in OZ is on the up again. Personally, we think things are tracking quite positively and we don't get too caught up in the doomsayers.

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Welcome back!

Belated Happy New Years also - if you're like us you've been slowly getting back to normality, making plans and no doubt resolutions for the new year. 

We read a great blog recently from a colleague of ours, ...
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Using your 'downtime' to review a few fundamentals for the New Year?  No doubt you're giving thought to the 'fix or not to fix' question. 

With the talk of interest rates undoubtedly on the rise, here are a few points to put in the ...
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Were you waiting with baited breath as to see what the Treasurers' reforms would bring?  What do you think - will they increase competition in the industry and bring about the so called 'fifth pillar'?  Or was it simply, as quoted in the Sydney ...
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There was an excellent article in Sunday's Herald about some frugality tips for the new year!  Great advice when most of us are probably already worrying about the effect of both over spending and over-indulging over the Christmas ...
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