| • Repayment Calculator |
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| Monthly, Fortnightly and Weekly |
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| • Stamp Duty Calculator |
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| NOTE: Scales differ for First Home Owner, and that there are additional concessions available from each State Government. |
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| • Maximum Borrowing Capacity Calculator |
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| NOTE: Institutions Maximum Borrowing may vary and for a more accurate assessment you can speak directly with one of our Finance Consultants. |
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| • Lenders Mortgage Insurance Estimator |
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| Provides you with an indication of how much it will cost you to secure a loan above 80% loan to value ratio for regulated and non regulated loans. It will also provide you with your costs when it comes to securing a low Doc or Asset Lend loan. You will also find that First Home Owners are still required to pay Lenders Mortgage Insurance and those discounts are also listed for you. |
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| • Real Estate Cost to Purchase Calculator |
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| Takes into account some of the following: Stamp Duty payable, Lenders Mortgage Insurance, Mortgage Preparation Documents and your Solicitor Costs. (estimates) |
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| • Investor Gearing Calculator |
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| The Investor Gearing Calculator provides you with an indication of whether a property purchase will be (or is) positively or negatively geared. This Calculator takes into account your gross income, agents expenses, property expenses and crucially the interest payable on the Home Loan per annum. We always recommend that the appropriate tax advise is sort prior to any Investment Property Purchase. |
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| • Car and Equipment Leasing Calculator |
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| Repayment figures of a lease or hire purchase facility. This calculator takes into account many factors such as stamp duty relevant to the state of purchase, residual at the end of the term, GST on the repayment amount. |
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